{"id":15639,"date":"2022-07-07T00:00:00","date_gmt":"2022-07-07T00:00:00","guid":{"rendered":"https:\/\/cms.alj3.clients.lemonhq.io\/perspectives\/digital-future-for-saudi-financial-services-3\/"},"modified":"2026-05-07T09:08:39","modified_gmt":"2026-05-07T09:08:39","slug":"digital-future-for-saudi-financial-services-3","status":"publish","type":"perspectives","link":"https:\/\/cms.alj3.clients.lemonhq.io\/zh-hans\/perspectives\/digital-future-for-saudi-financial-services-3\/","title":{"rendered":"\u6c99\u7279\u91d1\u878d\u670d\u52a1\u7684\u6570\u5b57\u672a\u6765"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-100324\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/Vision-2030-300x168.jpg\" alt=\"\" width=\"300\" height=\"168\" \/>\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u91d1\u878d\u670d\u52a1\u4e1a\u6b63\u5728\u7ecf\u5386\u91cd\u5927\u8f6c\u578b\u3002\u4f5c\u4e3a <a href=\"https:\/\/www.vision2030.gov.sa\/\">2030 \u5e74\u613f\u666f<\/a>\u56fd\u5bb6\u53d1\u5c55\u6218\u7565\u7684 12 \u4e2a\u201c\u5b9e\u73b0\u8ba1\u5212\u201d\u4e4b\u4e00\uff0c\u91d1\u878d\u670d\u52a1\u4e1a\u88ab\u6307\u5b9a\u4e3a\u4f18\u5148\u9886\u57df\uff0c\u4ee5\u652f\u6301\u8be5\u56fd\u5b9e\u73b0\u5b8f\u4f1f\u76ee\u6807\u7684\u8fdb\u5c55\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-100289\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/FSDP-Logo.png\" alt=\"\" width=\"249\" height=\"121\" \/>\u6839\u636e 2030 \u5e74\u613f\u666f\uff0c\u91d1\u878d\u670d\u52a1\u53d1\u5c55\u8ba1\u5212 (<a href=\"https:\/\/www.vision2030.gov.sa\/v2030\/vrps\/fsdp\/\">FSDP<\/a>) \u7684\u76ee\u6807\u662f\u201c\u53d1\u5c55\u4e00\u4e2a\u6709\u6548\u7684\u591a\u5143\u5316\u91d1\u878d\u4e1a\uff0c\u4ee5\u652f\u6301\u56fd\u6c11\u7ecf\u6d4e\u7684\u53d1\u5c55\uff0c\u4f7f\u6536\u5165\u6765\u6e90\u591a\u6837\u5316\uff0c\u5e76\u523a\u6fc0\u50a8\u84c4\u3001\u91d1\u878d\u548c\u6295\u8d44\u3002\u201d<\/p>\n<p>\u81ea 1979 \u5e74\u4ee5\u6765\uff0c<a href=\"https:\/\/www.aljfinance.com\/index.aspx\">\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8<\/a>\u6d3b\u8dc3\u5728\u6c99\u7279\u963f\u62c9\u4f2f\u5df2\u8d85\u8fc7 43 \u5e74\uff0c\u662f\u5e2e\u52a9\u63a8\u52a8\u8fd9\u4e00\u84ec\u52c3\u53d1\u5c55\u5e02\u573a\u53d8\u5316\u7684\u516c\u53f8\u4e4b\u4e00\u3002<\/p>\n<p>\u6211\u4eec\u4e0e\u6c99\u7279\u963f\u62c9\u4f2f\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/alj.com\/en\/our-people\/dr-khalid-d-al-karimy\/\">Khalid Al Karimy \u535a\u58eb<\/a> \u5c31\u6c99\u7279\u91d1\u878d\u670d\u52a1\u4e1a\u7684\u53d1\u5c55\u3001\u4ed6\u7684\u4e1a\u52a1\u8ba1\u5212\u548c\u589e\u957f\u673a\u4f1a\u8fdb\u884c\u4e86\u8bbf\u8c08\u3002<\/p>\n<div id=\"attachment_96461\" style=\"width: 242px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-96461\" class=\"size-medium wp-image-96461\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/03\/Dr-Khalid-Al-Karimy-web-232x300.jpeg\" alt=\"\" width=\"232\" height=\"300\" \/><p id=\"caption-attachment-96461\" class=\"wp-caption-text\">Khalid Al Karimy \u535a\u58eb<\/p>\n<p>\u9996\u5e2d\u6267\u884c\u5b98<\/p>\n<p>\u6c99\u7279\u963f\u62c9\u4f2f\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8<\/p><\/div>\n<h2>\u60a8\u5728\u5b89\u5229\u6377\u5de5\u4f5c\u591a\u4e45\u4e86\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u6211\u4e8e 2009 \u5e74\u52a0\u5165\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u3002\u4ece\u52a0\u5165\u65f6\u62c5\u4efb\u4eba\u529b\u8d44\u6e90\u603b\u76d1\u518d\u5230\u4eba\u529b\u8d44\u6e90\u3001IT \u548c\u7ba1\u7406\u670d\u52a1\u7b49\u652f\u6301\u670d\u52a1\u7684\u5e38\u52a1\u8463\u4e8b\uff0c\u6211\u626e\u6f14\u4e86\u4e0d\u540c\u7684\u89d2\u8272\u3002\u4e24\u5e74\u540e\uff0c\u6211\u6210\u4e3a\u9996\u5e2d\u8fd0\u8425\u5b98\u3002\u4eca\u5e74 1 \u6708\uff0c\u6211\u62c5\u4efb\u4e86\u9996\u5e2d\u6267\u884c\u5b98\u3002<\/p>\n<h2>\u5728\u52a0\u5165\u516c\u53f8\u4e4b\u524d\uff0c\u60a8\u5bf9\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u6709\u591a\u4e86\u89e3\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u5b89\u5229\u6377\u662f\u6c99\u7279\u963f\u62c9\u4f2f\u6700\u8457\u540d\u7684\u5bb6\u65cf\u54c1\u724c\u4e4b\u4e00\uff0c\u8fd9\u662f\u4e00\u4e2a\u771f\u6b63\u7684\u5bb6\u55bb\u6237\u6653\u7684\u54c1\u724c\uff0c\u6240\u4ee5\uff0c\u6211\u5f53\u7136\u77e5\u9053\u8fd9\u4e2a\u540d\u5b57\u548c\u58f0\u8a89\uff0c\u4f46\u6211\u4e0d\u4e86\u89e3\u6574\u4e2a\u4f01\u4e1a\u7684\u89c4\u6a21\u3002<\/p>\n<p>\u6211\u4e86\u89e3\u4e30\u7530\u5206\u9500\u4e1a\u52a1\u4ee5\u53ca Bab Rizq Jameel \u7b49\u4e00\u4e9b\u793e\u4f1a\u548c\u793e\u533a\u6d3b\u52a8\u3002<\/p>\n<p>\u6211\u4e5f\u5bf9\u91d1\u878d\u65b9\u9762\u6709\u4e00\u70b9\u4e86\u89e3\uff0c\u4f46\u6ca1\u6709\u610f\u8bc6\u5230\u5b83\u672c\u8eab\u5c31\u662f\u4e00\u5bb6\u72ec\u7acb\u7684\u5927\u578b\u516c\u53f8\u3002<\/p>\n<h2>\u662f\u4ec0\u4e48\u5438\u5f15\u60a8\u6293\u4f4f\u4e86\u8fd9\u6b21\u673a\u4f1a\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u5b9e\u9645\u4e0a\uff0c\u6709\u4e24\u4ef6\u4e8b\u3002\u5b89\u5229\u6377\u54c1\u724c\u7684\u603b\u4f53\u58f0\u671b\uff0c\u4ee5\u53ca\u66f4\u5177\u4f53\u6765\u8bf4\uff0c\u6211\u6709\u673a\u4f1a\u5728\u5feb\u901f\u53d1\u5c55\u7684\u91d1\u878d\u670d\u52a1\u4e1a\u53d1\u5c55\u6211\u7684\u804c\u4e1a\u751f\u6daf\uff0c\u7279\u522b\u662f\u8003\u8651\u5230\u6211\u4e4b\u524d\u5728 IDB \u7684\u5de5\u4f5c\u7ecf\u5386\u3002<\/p>\n<h2>\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u6d88\u8d39\u91d1\u878d\u5e02\u573a\u8fd1\u51e0\u5e74\u53d1\u5c55\u5982\u4f55\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u8fc7\u53bb\u51e0\u5e74\u6765\uff0c\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u6d88\u8d39\u91d1\u878d\u5e02\u573a\u53d1\u5c55\u8fc5\u901f\u3002\u56de\u987e\u8fc7\u53bb\uff0c\u5b83\u66fe\u7ecf\u662f\u4e00\u4e2a\u975e\u5e38\u4f20\u7edf\u7684\u5e02\u573a\u3002\u94f6\u884c\u662f\u6700\u5927\u7684\u53c2\u4e0e\u8005\uff0c\u4e3b\u5bfc\u7740\u5e02\u573a\u3002\u4e00\u4e9b\u65b0\u7684\u53c2\u4e0e\u8005\u9010\u6e10\u5f00\u59cb\u8fdb\u5165\u5e02\u573a\uff0c\u5305\u62ec\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u3002\u8fc7\u53bb\u4e94\u5e74\u4e2d\uff0c\u8fd9\u79cd\u53d8\u5316\u83b7\u5f97\u4e86\u66f4\u5927\u7684\u52a8\u529b\u30022030 \u5e74\u613f\u666f\u63d0\u51fa\u4e86\u4e00\u4e2a\u96c4\u4f1f\u7684\u6784\u60f3\uff0c\u65e8\u5728\u6269\u5927\u548c\u53d1\u5c55\u8be5\u56fd\u7684\u91d1\u878d\u670d\u52a1\u4e1a\uff0c\u800c\u8f6c\u578b\u5df2\u7ecf\u5f00\u59cb\u3002\u8bb8\u591a\u5c0f\u578b\u516c\u53f8\uff0c\u5373\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u5df2\u7ecf\u51fa\u73b0\u5e76\u5728\u4e0d\u65ad\u8d62\u53d6\u5e02\u573a\u4efd\u989d\u3002\u5bf9\u6b64\uff0c\u94f6\u884c\u901a\u8fc7\u6295\u8d44\u81ea\u5df1\u7684\u6570\u5b57\u4ea7\u54c1\u8fdb\u884c\u56de\u5e94\u3002\u5e02\u573a\u5f62\u52bf\u975e\u5e38\u52a8\u6001\uff0c\u5728\u8fc7\u53bb\u51e0\u5e74\u91cc\u53d1\u751f\u4e86\u5de8\u5927\u7684\u8f6c\u53d8\uff0c\u800c\u8fd9\u79cd\u53d8\u5316\u53ea\u4e0d\u8fc7\u662f\u5728\u52a0\u901f\u3002<\/p>\n<h2>\u6700\u5927\u7684\u589e\u957f\u9886\u57df\u662f\u4ec0\u4e48\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u6211\u770b\u5230\u63a8\u52a8\u5e02\u573a\u589e\u957f\u7684\u6709\u4e24\u4e2a\u5173\u952e\u9886\u57df\u3002\u4e00\u4e2a\u662f\u201c\u73b0\u91d1\u878d\u8d44\u201d\u3002\u76ee\u524d\uff0c\u591a\u5bb6\u91d1\u878d\u79d1\u6280\u516c\u53f8\u90fd\u5728\u4e3a\u6d88\u8d39\u8005\u63d0\u4f9b\u91d1\u878d\u89e3\u51b3\u65b9\u6848\u3002\u6211\u4eec\u770b\u5230\uff0c\u4ee5\u8fd9\u79cd\u65b9\u5f0f\u83b7\u5f97\u878d\u8d44\u7684\u4eba\uff0c\u5c24\u5176\u662f\u90a3\u4e9b\u672a\u4f7f\u7528\u94f6\u884c\u670d\u52a1\u7684\u4eba\uff0c\u51fa\u73b0\u4e86\u663e\u8457\u589e\u957f\u3002<\/p>\n<p>\u6269\u5f20\u7684\u7b2c\u4e8c\u5927\u9886\u57df\u662f\u4e2d\u5c0f\u4f01\u4e1a (SME) \u878d\u8d44\uff0c\u8fd9\u662f\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u7279\u522b\u6d3b\u8dc3\u7684\u4e00\u4e2a\u9886\u57df\u3002\u8fd9\u4e00\u9886\u57df\u7684\u589e\u957f\u53ef\u80fd\u8d85\u8fc7\u4e86\u6d88\u8d39\u8005\u91d1\u878d\u9886\u57df\u7684\u589e\u957f\u3002\u4e00\u76f4\u4ee5\u6765\uff0c\u4e2d\u5c0f\u4f01\u4e1a\u878d\u8d44\u5728\u6c99\u7279\u963f\u62c9\u4f2f\u662f\u4e00\u4e2a\u6b20\u53d1\u8fbe\u7684\u9886\u57df\u3002\u5927\u94f6\u884c\u7684\u7533\u8bf7\u6d41\u7a0b\u8fc7\u4e8e\u5b98\u50da\uff0c\u4f7f\u5f97\u4e2d\u5c0f\u4f01\u4e1a\u5f88\u96be\u901a\u8fc7\u8fd9\u79cd\u65b9\u5f0f\u83b7\u5f97\u8d44\u91d1\u3002\u76f8\u53cd\uff0c\u5927\u591a\u6570\u4e2d\u5c0f\u4f01\u4e1a\u878d\u8d44\u6765\u81ea\u670b\u53cb\u548c\u5bb6\u4eba\uff0c\u4f46\u8fd9\u79cd\u60c5\u51b5\u6b63\u5728\u8fc5\u901f\u8f6c\u53d8\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-100303\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/Kafalah-logo-300x206.jpg\" alt=\"\" width=\"300\" height=\"206\" \/>\u00a0\u653f\u5e9c\u5df2\u91c7\u53d6\u63aa\u65bd\u4f7f\u5e02\u573a\u73b0\u4ee3\u5316\u3002\u8fd9\u4f7f\u5f97\u66f4\u5bb9\u6613\u6838\u5b9e\u4e2d\u5c0f\u4f01\u4e1a\u7684\u8d22\u52a1\u4e1a\u7ee9\uff0c\u5e76\u521b\u5efa\u4e86\u5305\u62ec\u94f6\u884c\u5728\u5185\u7684\u8bb8\u591a\u7ec4\u7ec7\u6765\u63d0\u4f9b\u8d44\u91d1\u3002\u4ed6\u4eec\u8fd8\u66f4\u65b0\u4e86\u201c<a href=\"https:\/\/www.kafalah.gov.sa\/en\/Pages\/default.aspx\">Kafala \u8ba1\u5212<\/a>\u201d\uff08\u5728\u82f1\u8bed\u4e2d\u610f\u4e3a\u201c\u62c5\u4fdd\u4eba\u201d\uff09\uff0c\u4ee5\u52a0\u5f3a\u8d37\u6b3e\u8fd8\u6b3e\u7684\u786e\u5b9a\u6027\u548c\u7075\u6d3b\u6027\u3002<\/p>\n<p>\u6211\u4eec\u5bf9\u8fd9\u4e2a\u5e02\u573a\u975e\u5e38\u611f\u5174\u8da3\uff0c\u56e0\u4e3a\u5b58\u5728\u7740\u5de8\u5927\u7684\u6f5c\u529b\u3002\u8fd9\u5c31\u662f\u6211\u4eec\u8ba4\u4e3a\u589e\u957f\u4e2d\u6700\u5927\u4efd\u989d\u7684\u6765\u6e90\u3002\u5927\u591a\u6570\u91d1\u878d\u79d1\u6280\u516c\u53f8\u90fd\u7ad9\u5728\u6d88\u8d39\u8005\u4e00\u8fb9\uff0c\u4ed6\u4eec\u5bf9\u4e2d\u5c0f\u4f01\u4e1a\u4e0d\u592a\u611f\u5174\u8da3\u3002\u6211\u4eec\u662f\u5e02\u573a\u4e0a\u7b2c\u4e00\u4e2a\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u63d0\u4f9b\u5b8c\u5168\u81ea\u52a8\u5316\u7684\u98ce\u9669\u7ba1\u7406\u6a21\u5757\u7684\u516c\u53f8\u3002\u6211\u4eec\u4e5f\u6b63\u5728\u5236\u5b9a\u81ea\u52a8\u5316\u7684\u9002\u804c\u6d41\u7a0b\u3002\u4e00\u65e6\u6211\u4eec\u63a8\u51fa\u8be5\u6d41\u7a0b\uff0c\u6211\u4eec\u5f88\u53ef\u80fd\u662f\u9996\u5bb6\u4e3a\u4e2d\u5c0f\u4f01\u4e1a\u63d0\u4f9b\u5b8c\u6574\u3001\u65e0\u7f1d\u8d22\u52a1\u6570\u5b57\u5316\u4f53\u9a8c\u7684\u516c\u53f8\u3002<\/p>\n<h2>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u98a0\u8986\u4e86\u5168\u7403\u91d1\u878d\u670d\u52a1\u5e02\u573a\u3002\u6c99\u7279\u91d1\u878d\u79d1\u6280\u5e02\u573a\u7684\u6d3b\u529b\u5982\u4f55\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6539\u53d8\u4e86\u6c99\u7279\u5e02\u573a\u3002\u73b0\u5728\u51e0\u4e4e\u6bcf\u4e2a\u9886\u57df\u90fd\u6709\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u4f8b\u5982\u4e2a\u4eba\u8d37\u6b3e\u3001\u652f\u4ed8\u5904\u7406\u3001\u4fdd\u9669\u7b49\u3002\u5927\u578b\u4f01\u4e1a\u4e5f\u8fdb\u5165\u4e86\u5e02\u573a\uff0c\u6bd4\u5982\u63d0\u4f9b\u7535\u5b50\u94b1\u5305\u548c\u4fe1\u7528\u5361\u4e4b\u7c7b\u670d\u52a1\u7684\u7535\u4fe1\u516c\u53f8\u3002\u94f6\u884c\u4e5f\u7d27\u968f\u5176\u540e\uff0c\u63d0\u4f9b\u81ea\u5df1\u7684\u6570\u5b57\u5e94\u7528\u7a0b\u5e8f\u548c\u5e73\u53f0\u3002<\/p>\n<p>\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u5c06\u5f88\u5feb\u63a8\u51fa\u65b0\u7684\u6570\u5b57\u73b0\u91d1\u8d37\u6b3e\u5e94\u7528\u7a0b\u5e8f\uff0c\u5b83\u53ef\u4ee5\u5b9e\u73b0\u6574\u4e2a\u6d41\u7a0b\u7684\u81ea\u52a8\u5316\u3002\u6d88\u8d39\u8005\u53ef\u4ee5\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8f\u3001\u7533\u8bf7\u5e76\u5728\u51e0\u5206\u949f\u5185\u83b7\u5f97\u8d37\u6b3e\u3002\u6211\u4eec\u8fd8\u63a8\u51fa\u4e86\u9500\u552e\u70b9\u201c\u5148\u4e70\u540e\u4ed8\u201d(BNPL) \u4ea7\u54c1\uff0c\u56e0\u6b64\u6d88\u8d39\u8005\u53ef\u4ee5\u4ece\u6211\u4eec\u7684\u5408\u4f5c\u4f19\u4f34\u5904\u8d2d\u4e70\u3002\u540c\u6837\uff0c\u8fd9\u5c06\u662f\u65e0\u7f1d\u3001\u65e0\u6469\u64e6\u3001\u53cb\u597d\u7684\u4f53\u9a8c\uff0c\u6211\u4eec\u5e0c\u671b\u80fd\u8ba9\u5ba2\u6237\u6ee1\u610f\u3002<\/p>\n<h2>\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u603b\u4f53\u7684\u6570\u5b57\u670d\u52a1\u5728\u6c99\u7279\u963f\u62c9\u4f2f\u6709\u591a\u53d7\u6b22\u8fce\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u4e8b\u5b9e\u8bc1\u660e\uff0c\u5728\u91d1\u878d\u670d\u52a1\u4e2d\u4f7f\u7528\u6570\u5b57\u6280\u672f\u975e\u5e38\u53d7\u6b22\u8fce\u3002\u6211\u8ba4\u4e3a\u8fd9\u4e0e\u6c99\u7279\u963f\u62c9\u4f2f\u4eba\u53e3\u7684\u6027\u8d28\u6709\u5173\u3002\u6211\u4eec\u7684\u4eba\u53e3\u975e\u5e38\u5e74\u8f7b\uff0c\u4ed6\u4eec\u8c19\u719f\u6280\u672f\u3002\u4f8b\u5982\uff0c\u6c99\u7279\u963f\u62c9\u4f2f\u662f\u4e16\u754c\u4e0a\u6700\u5927\u7684 Twitter \u5e02\u573a\u4e4b\u4e00\u3002\u6c99\u7279\u4eba\u70ed\u7231\u6280\u672f\u3002\u4ed6\u4eec\u53ea\u559c\u6b22\u901a\u8fc7\u79fb\u52a8\u5e94\u7528\u7a0b\u5e8f\u6765\u83b7\u53d6\u4e1c\u897f\u3002\u4ed6\u4eec\u538c\u5026\u4e86\u5b9e\u4f53\u5e97\u4f53\u9a8c\u3002\u8fd9\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6765\u8bf4\u663e\u7136\u662f\u4e00\u4e2a\u5de8\u5927\u7684\u4f18\u52bf\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-100317\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/Riyadh-Saudi-Arabia.jpg\" alt=\"\" width=\"1516\" height=\"885\" \/><\/p>\n<p>\u53e6\u4e00\u4e2a\u4f18\u52bf\u662f\u76d1\u7ba1\u673a\u6784\u7684\u6001\u5ea6\u3002<a href=\"http:\/\/www.sama.gov.sa\/en-US\/pages\/default.aspx\">\u6c99\u7279\u963f\u62c9\u4f2f\u4e2d\u592e\u94f6\u884c<\/a>\u975e\u5e38\u652f\u6301\u91d1\u878d\u79d1\u6280\u516c\u53f8\u3002\u5b83\u6709\u4e00\u4e2a\u201c\u6c99\u76d2\u201d\u4f9b\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4f7f\u7528\u3002\u8fd9\u63d0\u4f9b\u4e86\u4e00\u4e2a\u975e\u5e38\u6709\u5438\u5f15\u529b\u7684\u5546\u4e1a\u73af\u5883\uff0c\u4f8b\u5982\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u5b75\u5316\u5668\uff0c\u5728\u8fd9\u79cd\u73af\u5883\u4e0b\uff0c\u6cd5\u89c4\u548c\u5b98\u50da\u4e3b\u4e49\u4e0d\u90a3\u4e48\u7e41\u91cd\u3002<\/p>\n<h2>\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u5728\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u4f20\u7edf\u5730\u4f4d\u662f\u4ec0\u4e48\uff1f\u8fd9\u79cd\u60c5\u51b5\u662f\u5982\u4f55\u6539\u53d8\u7684\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u6211\u4eec\u8fc7\u53bb\u53ea\u662f\u4e00\u5bb6\u4f20\u7edf\u7684\u9500\u552e\u70b9\u6c7d\u8f66\u878d\u8d44\u516c\u53f8\u3002\u5927\u7ea6 20 \u5e74\u524d\uff0c\u6211\u4eec\u8fd8\u5f00\u59cb\u4e3a\u5bb6\u7528\u7535\u5668\u7b49\u6d88\u8d39\u54c1\u63d0\u4f9b\u878d\u8d44\uff0c\u4f46\u5e76\u6ca1\u6709\u518d\u8fdb\u4e00\u6b65\u53d1\u5c55\u3002\u8fc7\u53bb\u51e0\u5e74\u4e2d\uff0c\u6211\u4eec\u4e00\u76f4\u4e13\u6ce8\u4e8e\u4e2d\u5c0f\u4f01\u4e1a\u5e02\u573a\u5e76\u6295\u8d44\u4e8e\u6211\u4eec\u7684\u4e8b\u4e1a\uff0c\u4f8b\u5982\u73b0\u91d1\u878d\u8d44\u3001\u9500\u552e\u70b9\u878d\u8d44\u3001\u5408\u540c\u548c\u53d1\u7968\u878d\u8d44\uff0c\u672a\u6765\u8fd8\u4f1a\u6709\u66f4\u591a\u878d\u8d44\u3002<\/p>\n<div id=\"attachment_100268\" style=\"width: 2231px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-100268\" class=\"size-full wp-image-100268\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/ALJ-Finance-Saudi-Team.jpg\" alt=\"\" width=\"2221\" height=\"1047\" \/><p id=\"caption-attachment-100268\" class=\"wp-caption-text\">Pictured left-to-right: Mohammed Abduljabbar \u2013 Director of Compliance, Fahad Krimli \u2013 Head of Associate Care and Administrative Services, Dr. Khalid Al Karimy \u2013 Chief Executive Officer, Medhat Abdrabboh \u2013 Director of Operations, Badr Basouki \u2013 Director of Operations<\/p><\/div>\n<p>\u6211\u4eec\u8fd8\u5728\u63a2\u7d22\u5e76\u8d2d\u673a\u4f1a\uff0c\u4ee5\u5de9\u56fa\u6211\u4eec\u5728\u5e02\u573a\u4e0a\u7684\u5730\u4f4d\u3002\u5176\u4e2d\uff0c\u7b2c\u4e00\u4e2a\u673a\u4f1a\u662f\u63d0\u4f9b\u62b5\u62bc\u8d37\u6b3e\u7684<a href=\"https:\/\/aljuref.com\/en\/\">\u5b89\u5229\u6377\u623f\u5730\u4ea7\u878d\u8d44<\/a>\uff0c\u8fd8\u6709\u5728\u521d\u521b\u4f01\u4e1a\u548c\u4e2d\u5c0f\u4f01\u4e1a\u4e2d\u62e5\u6709\u5f3a\u5927\u5ba2\u6237\u7fa4\u7684 <a href=\"https:\/\/brjmf.com\/\">Bab Rizq Jameel Microfinance<\/a>\u3002\u8fd9\u4e9b\u5c06\u589e\u5f3a\u6211\u4eec\u5f53\u524d\u7684\u4e1a\u52a1\uff0c\u5e76\u8ba9\u6211\u4eec\u5728\u672a\u6765\u53d6\u5f97\u98de\u8dc3\u3002\u5b83\u5c06\u4f7f\u6211\u4eec\u80fd\u591f\u6269\u5927\u6211\u4eec\u63d0\u4f9b\u7684\u670d\u52a1\uff0c\u8ba9\u6211\u4eec\u4ea4\u53c9\u9500\u552e\u4e0d\u540c\u7684\u4ea7\u54c1\uff0c\u63a8\u52a8\u6211\u4eec\u6210\u4e3a\u91d1\u878d\u9886\u57df\u7684\u4e00\u7ad9\u5f0f\u5546\u5e97\uff0c\u5e76\u589e\u5f3a\u6211\u4eec\u5728\u6280\u672f\u65b9\u9762\u7684\u7ecf\u9a8c\u3002\u6211\u4eec\u8fd8\u6709\u4e00\u4e9b\u5176\u4ed6\u673a\u4f1a\u3002<\/p>\n<h2>\u6570\u5b57\u5316\u548c\u6280\u672f\u5bf9\u5e2e\u52a9\u60a8\u5b9e\u73b0\u589e\u957f\u76ee\u6807\u6709\u591a\u91cd\u8981\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u5982\u679c\u6ca1\u6709\u6570\u5b57\u5316\uff0c\u6211\u4eec\u5c31\u65e0\u6cd5\u505a\u5230\u8fd9\u4e00\u70b9\u3002\u4f46\u8fd9\u4e0d\u4ec5\u4ec5\u5173\u4e4e\u6280\u672f\u672c\u8eab\uff0c\u8fd8\u5173\u4e4e\u4eba\u4eec\u7684\u5fc3\u6001\u3002\u8fd9\u5c31\u662f\u6211\u4eec\u6b63\u52aa\u529b\u505a\u7684\u4e8b\uff0c\u771f\u6b63\u6539\u53d8\u8fd9\u4e09\u5bb6\u516c\u53f8\u53ca\u5176\u5458\u5de5\u8fdb\u884c\u6570\u5b57\u5316\u601d\u7ef4\u3002\u8fd9\u4e00\u70b9\u5c31\u6211\u4eec\u81ea\u5df1\u7684\u6d41\u7a0b\u800c\u8a00\u65e2\u9002\u7528\u4e8e\u5185\u90e8\uff0c\u5c31\u5ba2\u6237\u4f53\u9a8c\u800c\u8a00\u4e5f\u9002\u7528\u4e8e\u5916\u90e8\u3002\u5728\u67d0\u79cd\u7a0b\u5ea6\u4e0a\uff0c\u6211\u8ba4\u4e3a\u6280\u672f\u548c\u6570\u5b57\u5316\u662f\u6211\u4eec\u7684\u6838\u5fc3\u4e1a\u52a1\uff0c\u800c\u4e0d\u662f\u91d1\u878d\u3002\u6570\u5b57\u5316\u662f\u7b2c\u4e00\u4f4d\u7684\uff0c\u800c\u6211\u4eec\u5e0c\u671b\u5728\u5546\u4e1a\u6a21\u5f0f\u4e2d\u505a\u7684\u4efb\u4f55\u4e8b\u60c5\u90fd\u662f\u7b2c\u4e8c\u4f4d\u7684\u3002<\/p>\n<h2>\u60a8\u9884\u8ba1\u672a\u6765\u51e0\u5e74\u91d1\u878d\u670d\u52a1\u5e02\u573a\u5c06\u53d1\u751f\u54ea\u4e9b\u53d8\u5316\uff1f\u8fd9\u5bf9\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u610f\u5473\u7740\u4ec0\u4e48\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u91d1\u878d\u4e1a\u9884\u8ba1\u5c06\u5448\u6307\u6570\u7ea7\u589e\u957f\u3002\u9996\u5148\uff0c\u7ecf\u6d4e\u6b63\u5728\u589e\u957f\uff0c\u800c\u91d1\u878d\u670d\u52a1\u662f\u7ecf\u6d4e\u7684\u652f\u67f1\u3002\u5176\u6b21\uff0c\u4ecd\u6709\u5f88\u5927\u6bd4\u4f8b\u7684\u672a\u4f7f\u7528\u94f6\u884c\u670d\u52a1\u7684\u6d88\u8d39\u8005\u6709\u5f85\u6316\u6398\u3002\u4e00\u76f4\u4ee5\u6765\uff0c\u94f6\u884c\u53d1\u73b0\u5f88\u96be\u5438\u5f15\u8fd9\u4e9b\u6d88\u8d39\u8005\u3002\u4f46\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u8fd9\u4e9b\u65b0\u7684\u6570\u5b57\u5e73\u53f0\uff0c\u5c31\u50cf\u6211\u4eec\u81ea\u5df1\u7684\u5e73\u53f0\u4e00\u6837\uff0c\u4f7f\u5f97\u66f4\u5bb9\u6613\u63a5\u89e6\u8fd9\u4e9b\u4eba\u5e76\u628a\u4ed6\u4eec\u53d8\u4e3a\u5ba2\u6237\u3002<\/p>\n<div id=\"attachment_100331\" style=\"width: 2199px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-100331\" class=\"size-full wp-image-100331\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/Dr-Khalid-Al-Karimy-1.jpg\" alt=\"\" width=\"2189\" height=\"1201\" \/><p id=\"caption-attachment-100331\" class=\"wp-caption-text\">Dr. Khalid Al Karimy, Chief Executive Officer, Abdul Latif Jameel Finance, at his office in Jeddah, Saudi Arabia<\/p><\/div>\n<p>\u6700\u540e\uff0c\u5728\u4eca\u5e74\u5e74\u5e95\u6216\u660e\u5e74\u521d\uff0c\u653f\u5e9c\u5c06\u63a8\u51fa\u4e00\u4e2a\u65b0\u7684\u201c\u5f00\u653e\u94f6\u884c\u201d\u5e73\u53f0\uff0c\u8be5\u5e73\u53f0\u5c06\u5305\u542b\u5ba2\u6237\u7684\u6240\u6709\u8d22\u52a1\u6570\u636e\u3002\u4ee5\u524d\uff0c\u8fd9\u4e9b\u4fe1\u606f\u5c5e\u4e8e\u94f6\u884c\uff0c\u53ea\u6709\u4ed6\u4eec\u624d\u80fd\u8bbf\u95ee\uff0c\u4f46\u73b0\u5728\u6240\u6709\u8d22\u52a1\u63d0\u4f9b\u5546\u90fd\u53ef\u4ee5\u8bbf\u95ee\u3002\u8fd9\u5c06\u771f\u6b63\u5728\u5927\u578b\u73b0\u6709\u4f01\u4e1a\u548c\u89c4\u6a21\u8f83\u5c0f\u3001\u66f4\u7075\u6d3b\u7684\u63d0\u4f9b\u5546\u4e4b\u95f4\u5efa\u7acb\u516c\u5e73\u7684\u7ade\u4e89\u73af\u5883\uff0c\u589e\u52a0\u6d88\u8d39\u8005\u7684\u9009\u62e9\uff0c\u5e76\u4e3a\u90a3\u4e9b\u63d0\u4f9b\u6700\u4f73\u3001\u6700\u5168\u9762\u548c\u6700\u4fbf\u6377\u670d\u52a1\u7684\u4eba\u5e26\u6765\u5546\u4e1a\u4f18\u52bf\uff0c\u8fd9\u5c06\u6210\u4e3a\u4e0e\u5ba2\u6237\u7684\u771f\u6b63\u5173\u7cfb\u3002<\/p>\n<h2>\u94f6\u884c\u4e0d\u4f1a\u5750\u89c6\u5176\u5e02\u573a\u4efd\u989d\u88ab\u4fb5\u8680\u3002\u50cf\u5b89\u5229\u6377\u91d1\u878d\u8fd9\u6837\u7684\u5c0f\u516c\u53f8\u80fd\u5426\u4e0e\u5927\u94f6\u884c\u7ade\u4e89\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u8fd9\u4e2a\u95ee\u9898\u95ee\u5f97\u597d\u3002\u6211\u8ba4\u4e3a\uff0c\u94f6\u884c\u65e0\u6cd5\u5728\u6570\u5b57\u4e16\u754c\u8fdb\u884c\u5f3a\u6709\u529b\u7ade\u4e89\u7684\u539f\u56e0\u4e3b\u8981\u6709\u4e24\u4e2a\u3002\u7b2c\u4e00\u662f\u654f\u6377\u6027\uff0c\u4ed6\u4eec\u9700\u8981\u8003\u8651\u5de8\u5927\u7684\u4f20\u7edf\u4f53\u7cfb\u548c\u4e1a\u52a1\u6a21\u5f0f\u3002\u4ed6\u4eec\u4e0d\u53ef\u80fd\u5728\u4e00\u591c\u4e4b\u95f4\u5c31\u6539\u53d8\u65b9\u5411\u3002\u4ed6\u4eec\u5c31\u50cf\u8d85\u7ea7\u6cb9\u8f6e\uff0c\u5373\u4f7f\u4ed6\u4eec\u60f3\u6539\u53d8\u65b9\u5411\uff0c\u4e5f\u8981\u82b1\u5f88\u957f\u65f6\u95f4\u3002\u7b2c\u4e8c\uff0c\u6211\u8ba4\u4e3a\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u94f6\u884c\u5c1a\u672a\u5b8c\u5168\u610f\u8bc6\u5230\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5bf9\u5176\u4e1a\u52a1\u6709\u591a\u201c\u5371\u9669\u201d\u3002\u4ed6\u4eec\u5728\u5e02\u573a\u4e0a\u4eab\u6709\u6781\u5927\u7684\u7279\u6743\u5730\u4f4d\uff0c\u73b0\u5728\u4ecd\u7136\u5982\u6b64\u3002\u4f8b\u5982\uff0c\u8be5\u56fd\u7684\u6240\u6709\u9886\u85aa\u5458\u5de5\u5fc5\u987b\u6709\u94f6\u884c\u8d26\u6237\u624d\u80fd\u5f97\u4ee5\u652f\u4ed8\u5de5\u8d44\u3002\u56e0\u6b64\uff0c\u94f6\u884c\u4e60\u60ef\u4e8e\u62e5\u6709\u4ed6\u4eec\u53ef\u4ee5\u5411\u5176\u9500\u552e\u5176\u4ed6\u4ea7\u54c1\u7684\u5e9e\u5927\u9ed8\u8ba4\u5ba2\u6237\u7fa4\u3002\u5f00\u653e\u94f6\u884c\u5c06\u6539\u53d8\u8fd9\u4e00\u5207\u3002\u6d88\u8d39\u8005\u5f88\u5bb9\u6613\u4ece\u4e00\u5bb6\u94f6\u884c\u8f6c\u5230\u53e6\u4e00\u5bb6\u94f6\u884c\uff0c\u4ece\u4e00\u5bb6\u63d0\u4f9b\u5546\u8f6c\u5230\u53e6\u4e00\u5bb6\u63d0\u4f9b\u5546\u3002<\/p>\n<p>\u8bdd\u867d\u5982\u6b64\uff0c\u94f6\u884c\u4e5f\u5728\u4e0d\u65ad\u6539\u53d8\u3002\u4ed6\u4eec\u6b63\u5728\u6295\u8d44\u6570\u5b57\u5316\u5e76\u63d0\u4f9b\u66f4\u597d\u7684\u670d\u52a1\uff0c\u4f46\u6211\u8ba4\u4e3a\uff0c\u81f3\u5c11\u4ece\u4e2d\u671f\u6765\u770b\uff0c\u4ed6\u4eec\u65e0\u6cd5\u4e0e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4ee5\u53ca\u50cf\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u7b49\u66f4\u7075\u6d3b\u7684\u5c0f\u578b\u63d0\u4f9b\u5546\u7684\u6570\u5b57\u80fd\u529b\u3001\u4e13\u6ce8\u5ea6\u6216\u7075\u6d3b\u6027\u76f8\u5339\u654c\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-100296\" src=\"https:\/\/media.alj.com\/app\/uploads\/2022\/07\/Jeddah.jpg\" alt=\"ALJ Finance Saudi Arabia\" width=\"1516\" height=\"841\" \/><\/p>\n<h2>\u60a8\u5bf9\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u7684\u76ee\u6807\u662f\u4ec0\u4e48\uff1f<\/h2>\n<p><strong>KK\uff1a<\/strong>\u6211\u4eec\u5236\u5b9a\u4e86\u672a\u6765\u51e0\u5e74\u79ef\u6781\u7684\u589e\u957f\u6218\u7565\uff0c\u5c24\u5176\u662f\u5728\u6570\u5b57\u5316\u65b9\u9762\u3002\u6211\u4eec\u6240\u505a\u7684\u4e3b\u8981\u4e8b\u60c5\u4e4b\u4e00\u662f\u5728\u5b89\u5229\u6377\u91d1\u878d\u516c\u53f8\u5185\u90e8\u5efa\u7acb\u4e13\u95e8\u7684\u6570\u5b57\u521b\u65b0\u4e1a\u52a1\u3002\u5b83\u662f\u4e00\u5bb6\u4f01\u4e1a\u4e2d\u7684\u4f01\u4e1a\uff0c\u62e5\u6709\u81ea\u5df1\u7684\u76ee\u6807\u3001\u6218\u7565\u548c\u635f\u76ca\u8868\uff0c\u53ea\u4e13\u6ce8\u4e8e\u6211\u4eec\u5982\u4f55\u5229\u7528\u6280\u672f\u6765\u6539\u8fdb\u6211\u4eec\u7684\u4ea7\u54c1\u5e76\u5438\u5f15\u66f4\u591a\u5ba2\u6237\u3002\u4e2d\u5c0f\u4f01\u4e1a\u4ee5\u53ca\u6211\u4eec\u5982\u4f55\u5728\u4e00\u79cd\u5173\u7cfb\u4e2d\u6ee1\u8db3\u5176<u>\u6240\u6709<\/u>\u8d22\u52a1\u9700\u6c42\u662f\u6211\u4eec\u7684\u5173\u952e\u9886\u57df\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u6211\u4eec\u4ecd\u7136\u4f1a\u505a\u4e00\u4e9b\u6211\u4eec\u73b0\u5728\u5f00\u5c55\u7684\u4f46\u5b8c\u5168\u5728\u7ebf\u7684\u6d3b\u52a8\uff0c\u8fd9\u53ef\u80fd\u610f\u5473\u7740\u6211\u4eec\u9700\u8981\u5de9\u56fa\u6211\u4eec\u5728\u5206\u652f\u673a\u6784\u7684\u5b9e\u9645\u5b58\u5728\u3002\u65e0\u8bba\u6211\u4eec\u505a\u4ec0\u4e48\uff0c\u76ee\u6807\u90fd\u662f\u76f8\u540c\u7684\uff0c\u90a3\u5c31\u662f\u8ba9\u5ba2\u6237\u5c3d\u53ef\u80fd\u7b80\u5355\u3001\u5feb\u901f\u548c\u6ee1\u610f\u5730\u4f7f\u7528\u6211\u4eec\u7684\u670d\u52a1\u548c\u83b7\u5f97\u6211\u4eec\u7684\u4ea7\u54c1\u3002\u8fd9\u662f\u4e00\u4e2a\u6c38\u4e0d\u505c\u6b47\u7684\u65c5\u7a0b\uff0c\u4f46\u6211\u4eec\u4f1a\u5168\u529b\u4ee5\u8d74\u3002<\/p>\n","protected":false},"featured_media":15618,"menu_order":0,"template":"","class_list":["post-15639","perspectives","type-perspectives","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6c99\u7279\u91d1\u878d\u670d\u52a1\u7684\u6570\u5b57\u672a\u6765 - Abdul Latif Jameel<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6c99\u7279\u91d1\u878d\u670d\u52a1\u7684\u6570\u5b57\u672a\u6765 - Abdul Latif Jameel\" \/>\n<meta property=\"og:description\" content=\"\u6c99\u7279\u963f\u62c9\u4f2f\u7684\u91d1\u878d\u670d\u52a1\u4e1a\u6b63\u5728\u7ecf\u5386\u91cd\u5927\u8f6c\u578b\u3002\u4f5c\u4e3a 2030 \u5e74\u613f\u666f\u56fd\u5bb6\u53d1\u5c55\u6218\u7565\u7684 12 \u4e2a\u201c\u5b9e\u73b0\u8ba1\u5212\u201d\u4e4b\u4e00\uff0c\u91d1\u878d\u670d [&hellip;]\" \/>\n<meta property=\"og:url\" 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