{"id":14551,"date":"2021-02-08T00:00:00","date_gmt":"2021-02-08T00:00:00","guid":{"rendered":"https:\/\/cms.alj3.clients.lemonhq.io\/perspectives\/navegar-por-el-futuro-de-las-finanzas\/"},"modified":"2026-05-13T06:53:55","modified_gmt":"2026-05-13T06:53:55","slug":"navegar-por-el-futuro-de-las-finanzas","status":"publish","type":"perspectives","link":"https:\/\/cms.alj3.clients.lemonhq.io\/es\/perspectives\/navegar-por-el-futuro-de-las-finanzas\/","title":{"rendered":"Navegar por el futuro de las finanzas"},"content":{"rendered":"<p>Financial technology, or \u2018fintech\u2019, is the biggest disruptor of our time for the financial services industry. \u00a0Whether it\u2019s finding new ways to improve the customer experience, responding to regulatory changes, innovating new delivery models, or improving the efficiency of back-office functions, digital technologies are rapidly reinventing the entire value chain of financial\u00a0services.<\/p>\n<p>The swift evolution of fintech has forced traditional financial institutions, such as banks, insurers and asset management companies, to reassess virtually every aspect of their operations. \u00a0Products, services and business models that have worked for decades are no longer a meaningfully viable option in the digital world. \u00a0Systems and infrastructure must be replaced or upgraded with newer technologies.<\/p>\n","protected":false},"featured_media":14537,"menu_order":0,"template":"","class_list":["post-14551","perspectives","type-perspectives","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Navegar por el futuro de las finanzas - Abdul Latif Jameel<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Navegar por el futuro de las finanzas - Abdul Latif Jameel\" \/>\n<meta property=\"og:description\" content=\"Financial technology, or \u2018fintech\u2019, is the biggest disruptor of our time for the financial services industry. \u00a0Whether it\u2019s finding new ways to improve the customer experience, responding to regulatory changes, innovating new delivery models, or improving the efficiency of back-office functions, digital technologies are rapidly reinventing the entire value chain of financial\u00a0services. 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Las tecnolog\u00edas digitales est\u00e1n reinventando r\u00e1pidamente toda la cadena de valor de los servicios financieros, ya sea encontrando nuevas formas de mejorar la experiencia del cliente, respondiendo a los cambios normativos, innovando con nuevos modelos de entrega o mejorando la eficiencia de las funciones administrativas.<\/p>"],"_mobile_featured_image":["field_66f6b4bee65f3"],"mobile_featured_image":["https:\/\/media.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/Future-of-Finance-1.jpg"],"_push_notification":["field_66f6b47de65f1"],"push_notification":[""],"_publish_mobile":["field_66f6b491e65f2"],"publish_mobile":["0"],"_status":["field_652694983fe12"],"status":["publish"],"_thumbnail_id":["14537"],"_wpml_word_count":["{\"total\":1916,\"to_translate\":{\"ar\":1916,\"zh-hans\":1916,\"fr\":1916,\"ja\":1916,\"es\":1916,\"tr\":1916}}"],"_last_translation_edit_mode":["native-editor"],"amazonS3_cache":["a:8:{s:109:\"\/\/cms.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/ALJ-Financial-Services-Office-Processes-1-scaled.jpg\";a:2:{s:2:\"id\";s:5:\"17353\";s:11:\"source_type\";s:13:\"media-library\";}s:111:\"\/\/media.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/ALJ-Financial-Services-Office-Processes-1-scaled.jpg\";a:2:{s:2:\"id\";s:5:\"17353\";s:11:\"source_type\";s:13:\"media-library\";}s:75:\"\/\/cms.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/nilufer-gunhan.jpg\";a:2:{s:2:\"id\";s:5:\"17332\";s:11:\"source_type\";s:13:\"media-library\";}s:77:\"\/\/media.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/nilufer-gunhan.jpg\";a:2:{s:2:\"id\";s:5:\"17332\";s:11:\"source_type\";s:13:\"media-library\";}s:101:\"\/\/cms.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/ALJ-Financial-Services-Benefits-1-scaled.jpg\";a:2:{s:2:\"id\";s:5:\"17354\";s:11:\"source_type\";s:13:\"media-library\";}s:103:\"\/\/media.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/ALJ-Financial-Services-Benefits-1-scaled.jpg\";a:2:{s:2:\"id\";s:5:\"17354\";s:11:\"source_type\";s:13:\"media-library\";}s:73:\"\/\/cms.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/KredimOL-2-1.jpg\";a:2:{s:2:\"id\";s:5:\"17352\";s:11:\"source_type\";s:13:\"media-library\";}s:75:\"\/\/media.alj3.clients.lemonhq.io\/wp-content\/uploads\/2024\/10\/KredimOL-2-1.jpg\";a:2:{s:2:\"id\";s:5:\"17352\";s:11:\"source_type\";s:13:\"media-library\";}}"],"content":["<p>Para el sector de los servicios financieros, la tecnolog\u00eda financiera, o \u201cfintech\u201d, es el mayor factor disruptor de nuestro tiempo. Las tecnolog\u00edas digitales est\u00e1n reinventando r\u00e1pidamente toda la cadena de valor de los servicios financieros, ya sea encontrando nuevas formas de mejorar la experiencia del cliente, respondiendo a los cambios normativos, innovando con nuevos modelos de entrega o mejorando la eficiencia de las funciones administrativas.<\/p>\r\n<p>La r\u00e1pida evoluci\u00f3n de la tecnolog\u00eda financiera ha forzado a las instituciones financieras tradicionales, como bancos, aseguradoras y empresas de gesti\u00f3n de activos, a reevaluar pr\u00e1cticamente todos los aspectos de sus operaciones. En el mundo digital, los productos, servicios y modelos de negocio que han funcionado durante d\u00e9cadas ya no son una opci\u00f3n significativamente viable. Los sistemas y la infraestructura deben sustituirse, o actualizarse con tecnolog\u00edas m\u00e1s nuevas.<\/p>\r\n<p>Una encuesta de 2019, realizada por la empresa de contabilidad global BDO, revel\u00f3 que el 97\u00a0% de las empresas de servicios financieros ya est\u00e1n implementando alg\u00fan tipo de transformaci\u00f3n digital en su negocio. Entre ellas, un 73\u00a0% pronostica que la tecnolog\u00eda digital les permitir\u00e1 aumentar su facturaci\u00f3n en m\u00e1s de un 10\u00a0% para 2022.<a href=\"#_ftn1\""],"_content":[""],"_wp_old_date":["2021-02-14"],"_edit_lock":["1778655130:22"],"_edit_last":["22"],"_ame_cpe_post_policy":["{\"accessProtection\":{\"active\":\"replace\"}}"],"_wpml_media_duplicate":["1"],"_wpml_media_featured":["1"],"_yoast_wpseo_content_score":["90"],"_yoast_wpseo_estimated-reading-time-minutes":["1"]},"_links":{"self":[{"href":"https:\/\/cms.alj3.clients.lemonhq.io\/es\/wp-json\/wp\/v2\/perspectives\/14551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms.alj3.clients.lemonhq.io\/es\/wp-json\/wp\/v2\/perspectives"}],"about":[{"href":"https:\/\/cms.alj3.clients.lemonhq.io\/es\/wp-json\/wp\/v2\/types\/perspectives"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms.alj3.clients.lemonhq.io\/es\/wp-json\/wp\/v2\/media\/14537"}],"wp:attachment":[{"href":"https:\/\/cms.alj3.clients.lemonhq.io\/es\/wp-json\/wp\/v2\/media?parent=14551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}